Half Your Rent,
Double Your Rewards

Why pay all at once when you don't have to? Split your rent into two easy bites each
month and chew on extra rewards every time you swipe your Earnifi Visa Card.
No late fees, no interest, just more freedom.

Stay in Control of Your Rent

Earnifi aligns your rent payments with your cash flow, giving you peace of mind and total flexibility.

Trusted by the world’s most innovative teams

Smart Choice

Why Choose Earnifi?

Stop worrying about payday mismatches.
With Earnifi, rent payments align with your cash flow.

70%

of Earnifi renters find splitting
payments aligns better with their
paycheck schedule, helping them
avoid financial stress

Satisfied Renters

$727

saved annually with Earnifi—no
more late fees, overdraft charges,
or financial penalties

Security
Automation
Smart Payment Solution

By aligning rent payment schedules with cash flow, Earnifi users cut late payments by over 25%

3 Easy Steps

How it works

Stop worrying about payday mismatches.
With Earnifi, rent payments align with your cash flow.

Step 1

Split Your Rent

Divide your monthly rent into two
installments and also share rent expenses
seamlessly with your flatmates and
roommates.

  • Split Your Total Rent: $1,200
  • First Payment: $600 (Due: Jan 1)
  • Second Payment: $600 (Due: Jan 15)
Step 2

Sync with Your Paycheck

Align your rent payments with your
paycheck schedule for a stress-free
experience.

Step 3

Enjoy Rewards

Benefit from seamless transactions and
earn exciting rewards while staying
financially flexible.

Win While You Rent

Benefits

Discover how our features make renting easier and more rewarding.
Whether it's flexibility, perks, or peace of mind, we've got you covered.

Rent Your Way

Sync rent payments with your paycheck.
Enjoy the freedom to pay on your terms.

Rewards on Rent

Earn points every time you pay rent
with your Earnifi card.

Ditch Late Fees

No late fees. No credit card charges.
Keep your money in your wallet.

Sign up your property with Earnifi before
March 30 and earn up to $50 as a sign-up
bonus per tenant.

Discover how our platform can empower your business.
No credit card required.

Customer Experiences

What Our Customers
Are Saying

See how Earnifi helps people manage budgets and enjoy
financial freedom.

EARNIFI makes shared living smooth and hassle-free! The automated split ensures that everyone pays on time, and I don't have to worry about fronting the full rent while waiting for reimbursements
Emily Los Angeles
Earnifi's split payment flexibility was a lifesaver with our new baby, making our budget manageable and stress-free.
Jamie T. New Parent
EARNIFI has been a game-changer for our shared apartment! No more chasing roommates for rent—everyone pays their share seamlessly, and we avoid awkward money talks. It's made budgeting so much easier!
Priya Boston
EARNIFI makes shared living smooth and hassle-free! The automated split ensures that everyone pays on time, and I don't have to worry about fronting the full rent while waiting for reimbursements
Emily Los Angeles
Earnifi's split payment flexibility was a lifesaver with our new baby, making our budget manageable and stress-free.
Jamie T. New Parent
EARNIFI has been a game-changer for our shared apartment! No more chasing roommates for rent—everyone pays their share seamlessly, and we avoid awkward money talks. It's made budgeting so much easier!
Priya Boston
FAQ

Find Your Answers
Here

Everything you need to know about the product and billing.

No credit worries here! Earnifi helps manage your rent without impacting your credit score.

Split, swipe, and save! Link your paycheck, split your rent, and enjoy rewards.

Intro Price Offer: $5 per month membership fee.